Contract review
Identify the fixed-price contract, plans, specifications and variations a lender may require.
Melbourne-based. Helping borrowers Australia-wide. Available 7 days.
0477 212 840Construction loans Melbourne
Finance your build with a staged plan.
Understand progress payments, lender valuation requirements, construction contracts and the funds you may need throughout the build.
Progress payments explainedBuild costs reviewedConstruction policies compared
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Clear advice from start to finish.18 years’ experience · 40+ lenders compared
How we help
Keep the finance aligned with the build.
Construction lending is released in stages rather than as one payment. Contract detail, valuation and cash contributions all affect the process.
Funds to complete
Map the land, build, site, variation and contingency costs against available funds.
Progress payments
Explain staged drawdowns, inspections and interest charged on funds already advanced.
Build coordination
Help manage lending milestones with the builder, valuer and settlement representatives.
Your pathway
A considered process. Clear next steps.
Scope
Review the land, build contract, budget and timeline.
Compare
Assess suitable construction policies and loan structures.
Approve
Coordinate valuation, documents and formal approval.
Draw
Manage progress-payment requests through construction.
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Let’s make your next step clearer.
Share a few details and Chris will contact you personally to understand your position and outline a useful next step. There’s no pressure and no obligation.
Common questions
Good decisions start with good questions.
How do construction loan payments work?+
The lender generally releases funds in stages as specified construction milestones are completed and verified.
Do I pay interest on the full loan immediately?+
Construction loans commonly charge interest on the amount drawn rather than the full approved limit during the build, subject to the loan terms.
What happens if the build cost changes?+
Variations and cost overruns may need to be funded by you and can affect lender approval. A contingency and early communication are important.
This information is general in nature and does not take into account your objectives, financial situation or needs. Credit assistance is subject to assessment, lender criteria and approval. Government scheme and grant eligibility is determined by the relevant authority.