Ever wondered what a mortgage broker does and how you can use them to assist with your next home loan. All of your questions are answered below.
Think of a mortgage broker as a matchmaker between homebuyers and lenders. They are home loan specialists who help buyers find and secure home loans.
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Positive and Negative Gearing
‘Gearing’ is a term commonly thrown around when purchasing investment properties. We are going to discuss what makes an investment property positive or negatively geared...
What is Lenders Mortgage Insurance (LMI)?
Think of Lender's Mortgage Insurance as your standard motor vehicle insurance. You pay a premium to cover the expenses of any repairs caused in an...
What is an offset account and how do they work?
What is an offset account? An offset account is a transaction account linked to your home loan. By offsetting the mortgage balance, you only have...
What is Lending to Value Ratio (LVR)?
If there’s one equation you need to understand about home loans, it’s the Lending to-Value-Ratio (LVR). As the name implies, this is the ratio of...
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