More than one bank
We compare suitable options across a panel of 40+ lenders, then explain the trade-offs clearly.
Your local Melbourne mortgage broker
Speak directly with Melbourne mortgage broker Christopher Berry for clear, personal home loan guidance backed by 18 years of experience. Compare suitable options from 40+ lenders and move forward with confidence.
Need an answer soon?Request a call and Chris will personally follow up to discuss the most useful next step.
Mortgage broker near you
Chris assists borrowers throughout metropolitan Melbourne by phone and video, with in-person appointments available by arrangement in central Melbourne. You receive the same direct, personal service wherever you are based.
Why choose us
A useful broker relationship is about access, responsiveness and advice that fits your circumstances. Meet in Melbourne or speak by phone or video—whatever works for you.
We compare suitable options across a panel of 40+ lenders, then explain the trade-offs clearly.
Deal directly with an experienced local broker who understands the Melbourne property market.
From your first questions to application, approval and settlement, you always know what comes next.
Home loan help in Melbourne
Whether you are buying, refinancing or investing, the right lender and loan structure depend on your goals, income and property. Explore focused guidance for your situation.
Understand borrowing capacity, deposit options, purchase costs and the steps towards conditional pre-approval.
Explore first home buyer guidanceReview your current loan and compare rates, fees, features and the real cost of switching.
Explore refinancing guidanceConsider equity, cash flow, loan structure and future borrowing before financing your next property.
Explore investor lendingCompare lender policies for business income, financial statements and eligible documentation pathways.
Explore self-employed home loans
One clear conversation
Whether you’re buying your first home, moving, refinancing or investing, we begin by understanding your position. Then we assess lender policy, rates, fees and features to identify options suited to the outcome you want.
Talk to a mortgage brokerChoosing a mortgage broker
Proximity can be helpful, but the quality of the advice, communication and lender comparison matters more than distance alone.
Ask which lenders the broker can access and how they decide which options to research for your circumstances.
A first-home purchase, refinance, investment or self-employed application can each involve different lender policies.
Your broker should explain rates, fees, features, commissions and important trade-offs before you choose a loan.
Confirm who will manage your application, how progress will be communicated and what support continues after settlement.
Client reviews
Checked 3 September 2026 for Find A Better Rate Home Loans.
“Chris is an amazing mortgage broker. He is equipped to manage the most complex of scenarios, and worked with us through different options to find us the one that would work best for our situation and get us finance. He is also lovely to deal with and very responsive. I would highly recommend Chris and his company.”
Denise Pulis
“Chris Berry was extremely responsive to all our questions, helping us to understand the process. He was informative and offered data and comparisons making our decision making so much easier. Thanks again Chris.”
Chrysanthi Philippou
“Chris was very helpful and professional, I would highly recommend 'Find a better rate home loans!' Thank you Chris for your work and help. I will definitely contact you again for my next house too!”
Jinsik Choi
Frequently asked
It means having access to a Melbourne-based broker who understands the local property market and can meet by phone, video or, where arranged, in person. Chris works directly with borrowers across metropolitan Melbourne and throughout Australia.
No. Your initial 15-minute conversation is free and there is no obligation to proceed. If any fees could apply later, these will be explained before you commit.
No. You can speak with Chris by phone or video from anywhere in Australia. In-person appointments may also be arranged in Melbourne.
Yes. Lenders assess business income and documentation differently. Chris can review your circumstances, explain likely documentation requirements and compare suitable lender policies.
We have access to a panel of more than 40 lenders, including major banks and other lending institutions. The options available depend on your circumstances and lender criteria.
Chris personally responds to enquiries as promptly as possible. If your enquiry is time-sensitive, you can also call 0477 212 840.
Your next move
This information is general in nature and does not take into account your objectives, financial situation or needs. Credit assistance is subject to assessment, lender criteria and approval.