A realistic budget
Understand your borrowing position, likely repayments and the upfront costs beyond your deposit.
Melbourne-based. Helping borrowers Australia-wide. Available 7 days.
0477 212 840First home buyer mortgage broker
Buy your first home with a plan you understand.
Know what you can afford, which grants or schemes may apply and what to do next—with clear guidance from preparation through to settlement.
Borrowing capacity explainedGrants and schemes considered40+ lenders compared
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Clear advice from start to finish.18 years’ experience · 40+ lenders compared
How we help
Make your first purchase feel manageable.
Buying your first home brings a lot of new language, deadlines and decisions. We turn them into a practical plan built around your position.
Deposit pathways
Explore lender deposit requirements, lenders mortgage insurance and relevant government schemes.
A stronger application
Prepare your documents and finances before applying, so there are fewer surprises later.
Support to settlement
Get help with pre-approval, lender conditions, valuation and the steps that follow signing a contract.
Your pathway
A considered process. Clear next steps.
Plan
We review your income, savings, commitments and goals.
Prepare
We map your budget, deposit pathway and pre-approval strategy.
Compare
We assess suitable options across our lender panel.
Purchase
We manage the application and guide you through settlement.
Talk to an experienced broker
Let’s make your next step clearer.
Share a few details and Chris will contact you personally to understand your position and outline a useful next step. There’s no pressure and no obligation.
Common questions
Good decisions start with good questions.
How much deposit do I need?+
It depends on the property, lender and whether you qualify for a government scheme. Some buyers can proceed with a smaller deposit, while a larger deposit may reduce costs. We can model the options for your circumstances.
Should I get pre-approval before looking?+
Pre-approval can clarify your price range and make it easier to act confidently. It is conditional rather than a final approval, so the property and your circumstances still need to meet lender requirements.
Can you help with first home buyer grants?+
Yes. We can explain the finance implications of relevant grants and schemes and help you understand what may be available. Eligibility ultimately depends on the applicable government rules.
This information is general in nature and does not take into account your objectives, financial situation or needs. Credit assistance is subject to assessment, lender criteria and approval. Government scheme and grant eligibility is determined by the relevant authority.